Manda, Mtafu A.Z. and Nkhoma, Siku and Mitlin, Diana (2011) Understanding pro-poor housing finance in Malawi. International Institute for Environment and Development (IIED), London.
Full text not available from this repository. (Request a copy)Abstract
Many of the urban poor in the global South live in insecure and inadequate accommodation. High rates of urbanisation exacerbate the challenge of addressing shelter needs. In Malawi, despite several attempts by government to address this situation, there are no approaches that have gone to scale and hundreds of thousands remain in need. In Lilongwe for example, only 37 per cent of the population of 675,000 lives in permanent housing. More specifically, there are no government programmes relevant to urban residents working in the informal sector who have low incomes and who are unable to apply for loans from the formal sector. There have been some attempts to provide shelter micro-finance but the scale of these activities is also very small. While 800,000 people have borrowed from micro-finance agencies for enterprise investments, there is little finance available for housing. A further difficulty is that repayment of these loans can be onerous for families, and goods are regularly seized due to late payments and loan defaults.
| Item Type: | Documents |
|---|---|
| Class Number: | 900.UND002 |
| Keywords: | Malawi, Women, Poverty, Housing, Finance, Income, Microfinance, Gender |
| Subjects: | Right to Resources |
| Depositing User: | Varsha V icsf |
| Date Deposited: | 14 Jul 2022 06:50 |
| Last Modified: | 14 Jul 2022 06:50 |
| URI: | http://icsfarchives.net/id/eprint/15149 |
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